Auto Insurance

Did you purchase a new car or need to switch insurance companies? We offer auto insurance here at Cabrera Insurance Agency in Texas. Auto insurance is essential since it protects you, your vehicle, and your pockets. If an accident were to occur, you wouldn’t have to worry about paying out of pocket if you have appropriate coverage to protect you.

Auto Insurance Requirements

Texas law requires all people who own a car to obtain insurance. All drivers must also possess at least the minimum insurance requirements, which are:

  • Bodily injury coverage of $30,000 for each person and $60,000 for each accident
  • Property damage coverage of at least $25,000

Liability coverage will take care of medical bills and funeral costs in addition to lost wages in the event of pain and suffering from a serious injury. It will also cover property damage coverage, such as replacing or repairing a damaged vehicle.

Auto Insurance Coverage

You can choose from any of the following insurance coverage options if you would like to have more coverage for your vehicle:

  • Comprehensive- This is similar to collision coverage. Still, this one takes care of repair or replacement expenses for your car after it has been damaged by vandalism, animals, theft, storms, etc.
  • Collision- This will provide coverage to your vehicle following an accident with another driver. It will cover the actual value of your vehicle, which is needed to repair or replace it.
  • Uninsured/underinsured- This will cover you if you get into an accident with an uninsured or underinsured driver who caused the accident.
  • Roadside assistance- If your vehicle breaks down, runs out of gas, or suffers some other mechanical issue, this coverage will dispatch a technician to your location.

Quotes

To obtain a quote, please give us a call here at Cabrera Insurance Agency. We are located and serve all residents in Texas.