Health Insurance
Do you live in Texas and need health insurance? If you are searching for individual or family health insurance, we can help you here at Cabrera Insurance Agency. We can also help you find the right plan that fits your needs depending on several factors. Without health insurance, you can be stuck paying out of pocket for expensive doctor visits.
Health Insurance Requirements
Health insurance is not legally required in the state of Texas. However, it is good to have it, so you don’t have to pay out of pocket for certain medical expenses and prescriptions.
Health Insurance Coverage Options
There are many health insurance coverage options to choose from. However, it just depends on your needs.
For example, we offer bronze plans, the lowest you can obtain. They are a great choice if you are looking for an affordable way to pay for medical care such as injury or sickness.
Silver plans are another great choice and are a great option if you qualify for additional savings, and you require more routine care from your doctor.
Finally, gold plans are also offered. If you require a lot of care or have a medical condition that requires frequent doctor visits, you should consider a gold plan. You can rest assured knowing that nearly all your costs will be covered.
If you are not covered as a dependent under another person’s health plan, such as a parent or spouse, obtaining your own health insurance is a great idea. It can help you manage your medical needs in addition to costs.
The above plans fall into various categories, including:
- CHMOs- Health maintenance organizations
- CEPOs- Exlucisve provider organizations
- CPOS- Point of service plans
- CPPOs- Preferred provider organizations
Quotes
To obtain a quote for health insurance, give us a call today here at Cabrera Insurance Agency. We are located in Texas.