Boat/Watercraft Insurance
Do you own a boat and reside in Texas? If so, the best way to protect your investment is by obtaining boat or watercraft insurance. At Cabrera Insurance Agency, we offer coverage to protect you while on the water and while your boat is parked. Owning a boat means you have to do what is right to ensure that you would be covered if an accident were to occur.
Boat/Watercraft Requirements
Boat insurance is not required in Texas. However, you may find that your lender may require you to obtain insurance if you lease or finance your boat. Additionally, some marinas require you to show proof of insurance as well.
Boat/Watercraft Coverage
Boat insurance is offered in many forms of protection, including:
- Physical damage- This will cover your repair expenses if your boat or anything attached to it becomes damaged from vandalism, hail, collision, wind, theft, or fire.
- Medical payments- This will cover your medical costs for both you and your passengers following an accident.
- Liability coverage- This will cover bodily injury and property damage if you cause injuries to another person in an accident.
- Guest passenger liability coverage- If one of your passengers causes an accident while operating your boat, this will cover you and that passenger.
You can also consider any of the following insurance coverage for your boat or watercraft:
- Personal effects coverage
- Fishing equipment coverage
- Agreed value coverage
- Tow trailer coverage
- Pollution liability insurance
- Salvage coverage
The best way to determine how much boat insurance coverage you need is to figure out how much time you will spend using your boat.
Quotes
Please call or visit us here at Cabrera Insurance Agency to obtain a quote for boat insurance. We are located in Texas.
